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Personal Loan
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Credit Score / Blog
If you’re applying for a loan or credit card, your credit score could have an impact on your interest rate and loan term. So what is your credit score and what does it mean? What does it say about you? Read more at Credit Score.
Experian Disputes & Fraud Alert
Your Rights under the Fair Credit Reporting Act. Add a fraud alert message to your credit report to help protect your credit information. Notify potential credit grantors to verify your identification before extending credit in your name. Write to: P.O. Box 9595, Allen, TX 75013 or call (800) 583-4080 for info.
TransUnion Disputes & Fraud Victim Assistance
Help protect yourself against credit fraud. Learn what you can do to prevent becoming a victim of identity theft. Write to : P.O. Box 2000 Chester, PA 19022-2000 or call (800) 916-8800 for assistance.
Equifax Disputes & Investigation Methods
The most efficient method to initiate an investigation. Option to create a dispute online. Write to: P.O. Box 740256, Alanta, GA 30374 or call (800) 800-685-1111 for details.
Credit Report Dispute Letter
Make sure your credit report information is accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house or car, buy insurance, or apply for a job.
Debt Validation Letter
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Glossary of Credit Terms
A healthy credit history starts with the best education.
Credit Repair Facts for Consumers
A poor credit score doesn't mean you won't get credit. Creditors set their own credit-granting standards. Look for these tell-tale signs of a scam.
Fighting Back Against Identity Therf (FTC)
One-stop national resource to learn about the crime of identity theft. Deter, detect, and defend against identity theft.
TransUnion Credit Report Guide
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