Dispute Credit Report Q & A

Q:

I’m attempting to remove the multiple errors on my credit reports

Since I resided in the Philippines I was unable to complete each firm’s on line form.

I thus wrote each company explaining, I’m unemployed actively seeking employment, and was recently turned down for a new car loan with big Island Honda I included the letter from Honda dealer.

All 3 firms returned a form to complete basic name address for past 2 years ss #, etc. + a plethora of other information which I’ve included twice now.

Copy of current electric bill

Copy of current passport
copy of current drivers license

Copy of SS card

Copy of 1099 for 2009 to confirm my SS#

I complied precisely to their requests, yet in Saturdays mail comes the same form back asking for all the above information.

Are they complete idiots? Or do they simply not wish to send a current copy of my report for free?

Do I need to mail things Signed receipt requested?

I suspect there has been some identity theft. I only want to clean up delete incorrect information on my 3 reports.

OMG if you cannot even qualify for a Honda civic there is a REAL PROBLEM.

I’m not stupid but obviously unclear why they don’t get it? Help please. I’d like to buy a car and get back to work.

Regards, Bill

A:

Hi Bill…. Disputing your credit report can be a challenge sometimes. I am assuming from your question to us ,  that you have been contacting the companies that say you owe then money.  I would recommend disputing directly with the credit bureaus. If you don’t owe this debt then it will be removed. You can dispute on-line through our on-line link. It is here. Depending on your circumstances we have wrote many articles on how to fix issues on your credit report. I will give you several good links about that. I will also include a link on how to resolve identity theft as well.

Here they are.

1.Fix Credit Report Errors

2. Quick Free Credit Repair Guide

3. Identity Theft

I am sure these articles will resolve your issues, it has for millions of other people.

Mike Clover:

CreditScoreQuick.com….. Your FREE resource for credit repair.

B&W



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